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Website User Terms

Khala Technologies · Version 0.1 (Draft) · July 2026

Draft for review. Prepared for internal review by Khala Technologies’ Legal Counsel and Data Protection Officer. Not yet in force and subject to change before publication.

These terms govern your use of this website (the “Site”), operated by Khala Technologies (“Khala”, “we”, “us”). By using the Site you accept these terms. Use of the Khala products themselves is governed by separate service agreements provided when you sign up; where those agreements conflict with these terms, the service agreements prevail for the relevant product.

1. Using the Site

You may use the Site for lawful purposes only. You must not attempt to gain unauthorised access to any part of the Site or its systems, interfere with its operation, introduce malicious code, scrape or harvest data from it, or use it in a way that infringes anyone’s rights.

2. Khala ID and accounts

Where you create a Khala ID, you are responsible for keeping your sign-in methods secure — including your device, PIN and one-time passcodes — and for activity under your Khala ID. Notify us immediately at info@fskadvisory.com if you suspect unauthorised use. We may suspend access to protect you, other users or the Services.

3. Content and intellectual property

The Site and its content — including the Khala name, wordmark, text, designs, graphics and software — are owned by or licensed to Khala Technologies and protected by law. You may view and print content for your own information, but may not reproduce, distribute or create derivative works from it without our written permission.

4. Information on the Site

Content on the Site is provided for general information about Khala and its products. It is not financial, legal, tax or investment advice, and nothing on the Site is an offer of securities or a solicitation to invest. Product descriptions, features marked “coming soon” and roadmap statements describe current plans and may change without notice. Prices shown are current at the date of publication, exclusive of applicable taxes, and may change with notice.

5. Third-party links

The Site may link to third-party websites. We do not control them and are not responsible for their content or their handling of your data.

6. Disclaimers and liability

The Site is provided “as is” and “as available”. To the fullest extent permitted by law we exclude warranties of any kind in relation to the Site and will not be liable for loss or damage arising from your use of, or inability to use, the Site. Nothing in these terms excludes liability that cannot be excluded under Kenyan law, limits your statutory rights as a consumer, or affects obligations we owe under applicable financial-sector regulation.

7. Privacy

Our Privacy Policy explains how we handle personal data collected through the Site and forms part of these terms.

8. Changes to these terms

We may update these terms from time to time. The version on this page, with its date, is the version in force. Continuing to use the Site after a change means you accept the updated terms.

9. Governing law

These terms are governed by the laws of Kenya, and the courts of Kenya have exclusive jurisdiction over any dispute arising from them or from use of the Site.

10. Contact

Khala Technologies · Rotterdam Mall, Kerarapon, Nairobi · info@fskadvisory.com · +254 710 544 544.

Khala.

One system for the owner who runs many. Built in Nairobi for businesses that keep a close watch on every shilling.

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© 2026 Khala Technologies · Nairobi, Kenya · Est. 2026 · by FSK Advisory info@fskadvisory.com · +254 710 544 544